Your Debtors and Creditors, Now Right on Your Dashboard

 debtors and creditors

There's a particular kind of financial blind spot that catches even careful business owners: money that exists only on an invoice or a bill, not yet collected or paid, quietly sitting outside of view until someone goes looking for it. Your dashboard now closes that gap. Two new tiles — You're Owed and You Owe — sit right alongside your income, expenses, and balance, updated automatically.

The problem this solves

An unpaid invoice is real money, just not real money in your wallet yet. The same is true in reverse for a bill you haven't paid — it's a commitment, even before it leaves your account. Both are easy to lose track of once they're not the newest thing in a list: a client who was supposed to pay two weeks ago, a supplier invoice due tomorrow that got buried under a dozen other line items. None of it shows up in your income and expense totals, because it hasn't actually happened yet — which is exactly why it needs its own place to be seen.

What the two new tiles show

You're Owed adds up every invoice that's been sent but not yet paid — including partially paid ones — and shows the total outstanding, along with how many invoices make up that figure. You Owe does the same thing for Purchase Bills. Draft invoices and bills aren't included, since they haven't actually been sent or received yet, and anything already paid or cancelled obviously isn't outstanding anymore. What's left is exactly the number that matters: money genuinely owed, in either direction, right now.

Overdue amounts are flagged automatically

Within that outstanding total, anything that's actually overdue — past its due date and still unpaid — gets called out separately in red, with its own count and amount. This is the detail that turns a passive number into something actionable: "GHS 2,400.00 outstanding" is useful information, but "1 overdue (GHS 500.00)" is a reason to follow up on something specific today, rather than a figure to file away.

One tap to the source

Both tiles are clickable. Tap You're Owed and you're taken straight to your Invoices list to see exactly which ones are outstanding; tap You Owe and you're on your Purchase Bills. The dashboard tells you there's something worth looking at — getting to it takes one step, not a trip through the Tools menu trying to remember where it lives.

Why this matters more than it looks like it should

Cash flow problems rarely announce themselves clearly. They build up quietly from exactly this kind of gap — money that was earned but not yet collected, sitting invisibly next to money that's already spent. A business can be genuinely profitable and still run short on actual cash simply because too much of what it's owed hasn't come in yet. Having that number sitting on the dashboard, checked every time you check anything else, is a small habit that catches a real problem long before it becomes an urgent one.

Where to find it

These tiles appear automatically on your dashboard if your account has Invoicing enabled — the same Business plan tier that unlocks Invoices and Purchase Bills in the first place. If you're already sending invoices or recording supplier bills through CWS Pocket Ledger, you'll see both tiles the next time you load your dashboard, already totalled up and ready to check.

If a number there surprises you — higher than expected, or an overdue count you didn't know about — that's exactly the moment this feature is built for. Tap through, see what's actually outstanding, and follow up while it's still easy to.