Privacy Policy

CWS Pocket Ledger

Last updated: 2026

CWS Pocket Ledger ("we", "our", or "us") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our financial management platform at https://cwspocketledger.com.

1. Information We Collect

We collect the following types of information:

Account information: your name, email address, and password when you register.
Financial data: transaction records, wallet balances, invoice data, budgets, and categories that you enter into the platform.
Usage data: pages visited, features used, and device/browser information to improve the service.
Payment information: billing details processed securely through Paystack. We do not store your full card details.

2. How We Use Your Information

We use your data to:

Provide, operate, and improve the CWS Pocket Ledger platform.
Process subscription payments and issue receipts.
Send important account and service notifications.
Respond to support requests.
Comply with legal obligations applicable in Ghana and other jurisdictions where we operate.

3. Data Sharing

We do not sell your personal data. We share data only with:

Paystack — for processing subscription payments.
Google — if you use Sign in with Google, subject to Google's privacy policy.
Hosting providers — infrastructure partners who process data on our behalf under confidentiality agreements.
Legal authorities — where required by law.

4. Data Storage and Security

Your data is stored on secure servers. We implement industry-standard security measures including encrypted connections (HTTPS), access controls, and regular backups. However, no method of transmission over the internet is 100% secure.

5. Data Retention

We retain your data for as long as your account is active. If you delete your account, your personal data is removed within 30 days, except where retention is required by law.

6. Your Rights

You have the right to:

Access and download a copy of your data.
Correct inaccurate data.
Request deletion of your account and associated data.
Opt out of marketing communications.

To exercise these rights, contact us at the email below.

7. Cookies

We use essential session cookies required for the platform to function. We do not use advertising or tracking cookies.

8. Third-Party Links

The platform may contain links to third-party websites. We are not responsible for the privacy practices of those sites.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or an in-app notification. Continued use of the platform after changes constitutes acceptance.

10. Contact Us

For privacy-related questions or requests, contact:
Crafty Web Solutions
Email: admin@craftywebsolutions.net
Website: https://cwspocketledger.com